Back in 2014, a lady called Ms Susan Plevin won a case after arguing that she was treated unfairly as she wasn’t informed about the 71.8% commission that would be taken from her PPI payment.
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PLEVIN CLAIM
As a result of this case, if more than 50% of your PPI’s payments went as commission and this was not explained to you at the time, you could claim back payments above that threshold, plus interest.
The key fact here is that even if you DID knowingly buy PPI, you may have a claim if you weren’t made aware of the high commission being charged – it’s worth remembering that at the time that most policies were being mis-sold, a commission of around 67% was commonplace.
Thousands of people have already made successful cases thanks to the Plevin ruling and our team of Liverpool solicitors are highly experienced in the field so are best placed to advise as to whether you may have a claim or not.
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CAN I MAKE A PLEVIN CLAIM?
You could have a valid case if
- You were sold PPI and had a claim rejected by your seller and/or Financial Ombudsman Service.
- PPI was not mis-sold but you weren’t told about excessive commission.
- You have proof you were sold PPI but didn’t make a claim as you missed the PPI deadline.
- PPI is not currently being reviewed by a lender, the FOS or a solicitor.
While the deadline for making a PPI claim was August 2019, if you took out credit for a PPI after the 6th April 2007 or before 2007 and continued to pay it after 6th April of 2008 then you could be eligible to make a claim for Plevin.
It doesn’t matter if you knew about the commission or not. It also doesn’t matter if you haven’t previously made a PPI claim. The point here is the commission, not whether you needed it or not.
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